Its Christmas time again and oh no!  Here we go again, we have to trudge out in that lousy weather and fight the crowds at the mall and all the department stores.  Not to mention all the stress that we are about to experience in the lines and the waiting in line.   The first thing you can do is give yourself a gift. I like to start shopping about the first week in November, and the time I go is about 10:00 in the morning on weekdays, especially Monday.  I know, you work, well if you do this twice during the month of November, until 2 or 3 in the afternoon, you will get your shopping done.   Then maybe this year Christmas will be much more enjoyable for you.

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We all know the young people who have graduated college and entered into the rush-hurry work world.  It seems that just yesterday they were having fun and going out on Friday and Saturday nights, not a care in the world. Chances are, they are so busy working to pay rent, pay for the car, the insurance, the power bill, that they hardly do anything anymore but work.  They probably used to go to concerts with their friends.  You will have to buy this gift early as time is of the essence here.  Around the holidays or shortly thereafter, there are some good concerts, purchase a pair of tickets to a concert that they would like and tape those to a CD of the same band.   I promise, they will love this gift.

How about the person that skis?  If you buy early, you can buy a season lift ticket to a resort in the area at about 1/3 price, if you get the ticket early.  You can usually buy these at local sports shops or even at some chain grocery stores.   Again, what a great gift, and easy!

For kids, what kid today does not have an MP3 player?  You can just jump on line and buy a gift certificate for say, 100 music downloads, that’s about 9 CDs worth of music for the price of one CD. That way they get the exact music they love and you saved time and effort, while giving a gift that keeps giving every time they use the MP3.   If movies are what the young person wants, how about a year’s subscription to Netflix, they get all the movies they want to watch all year, and you get an easy gift that will be remembered all year.   

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